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📈 SIP Calculator (India)

Project the future value of your Systematic Investment Plan in mutual funds.

future value

How to use the SIP Calculator

SIP (Systematic Investment Plan) means investing a fixed amount in a mutual fund every month. The calculator uses the standard future value of annuity formula. Indian equity mutual funds have historically returned ~12-15% annually over long periods, but past returns don't guarantee future returns.

Start small if you're new — even ₹500/month for 20 years at 12% becomes ~₹5 lakh.